Simply said, good credit means that you have a track record of paying your bills on time.
To track this, there are three companies (Trans Union, Experian and Equifax) called credit bureaus. Virtually anybody in the USA who loans you money, rents you a home or gives you a job will check with them about your debts, and conversely also will report back to them about how much you owe and whether you paid everything on time. All this information is combined into a single number called your credit score. The more reliable you are, the higher your credit score. Usually, credit scores above approximately 720 are considered excellent.
Unfortunately, when you just arrive in the USA, the credit bureaus do not know anything about you at all. This is actually considered the worst of all credits, often considered worse than having been late!
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