Kevin Keane

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Home All FAQs Getting started in the USA Credit and Mortgage Can I get a standard long-term fixed-rate mortgage while on a non-immigrant visa such as an H-1B?

Can I get a standard long-term fixed-rate mortgage while on a non-immigrant visa such as an H-1B?

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This question was suggested by Sean.

I don't have a good answer to this question. Sean also provided this answer: Absolutely not! As a non-immigrant you are considered ineligible for the type of long-term fixed mortgages that are carried by Fannie-Mae etc., and you will be restricted to adjustable rate mortgages which may be carried by smaller entities such as your bank. In order to get a long-term fixed-rate mortgage, you must be a Permanent Resident. Thank you, Sean.

 

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